Current Positions

 

Sr. Commercial Credit Analyst

Location: Madison, WI, Des Moines, IA, Elk Grove/Chicago Il or Carmel/Indianapolis IN

Our client is a growing, state-chartered financial institution with over $700 million in assets committed to assisting community banks with their technological and financial service needs for over a quarter of century. In addition to specializing in providing correspondent banking products and services to community banks, we also provide bank holding company loans, over line participations, leasing, secondary mortgage products, cash letter/cash management, municipal bond underwriting, investment trading, safekeeping and portfolio accounting, international services and bank card products. These services support community banks, providing them with effective tools to be competitive and best assist their customers. They are headquarterd in Madison, WI and have offices in Des Moines, IA, Chicago, IL, and Indianapolis, IN.

Position Profile

The Senior Commercial Credit Analyst is responsible for the underwriting, evaluation and review of primarily commercial real estate loans with some exposure to C&I, agricultural and bank holding company borrowing. This individual will effectively communicate and collaborate with lenders for due diligence of credit requests and assist them with monitoring the loan portfolio.  He/she will prepare quality, detailed financial analysis including cash flow models and collateral evaluations in order to identify potential credit risks and quantify repayment ability; making recommendations in accordance with sound banking practices in order to minimize risk. He/she may participate in on-site client meetings with lenders. Other responsibilities include:

  • Reviewing credit materials to determine quality and sufficiency of information for new and existing loan relationships
  • Evaluating complex profit plans, operating records and financial statements
  • Interpreting and applying corporate financial policies, government legislation and accounting theory
  • Managing databases to analyze existing data and forecasts, as well as new credit opportunities
  • Developing and completing underwriting presentations for internal and external audiences.

Position Requirements

The ideal candidate will possess a Bachelor’s degree in Business, preferably in Accounting, Banking or Finance with 5 to 10 years’ experience performing cash flow analysis and determining debt service ability in a banking environment. Key success factors include: the demonstrated capacity to work within a fast paced and proactive environment while adding value to clients and working knowledge of commercial business, construction and commercial real estate lending. Excellent qualitative analytical, organizational, and oral and written communication skills are a must. Proficiency with the use of the MS Suite of products and working knowledge of underwriting/evaluation risk software. Experience using Moody’s Lending Cloud, preferred.

Compensation & Benefits

Our client offers a competitive salary and benefits package.

Contact:          Sara Ralph Coffou

sara@ambgrp.com, 414-273-8244

Compensation & Benefits

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